Written by olim who made the move โ€” updated for 2026 Free Israel Mortgage Calculator
๐Ÿ‡ฎ๐Ÿ‡ฑ Shalom โ€” you're in the right place

Coming home to Israel? Let's get the numbers right.

We made aliyah too โ€” and wished someone had written this site. Real 2026 figures for the move: what it costs, how the mortgage works, which health fund fits, and which professionals to trust.

Free tools ยท every figure sourced to gov.il & NBN ยท no account needed

New olim landing in Israel
Every figure sourced โ€” gov.il, NBN, Bank of Israel Independent โ€” not a moving company, not a brokerage Date-stamped โ€” refreshed as rules change
Your move, in order

The eight things every oleh figures out

Work through them in order, or jump to the one keeping you up at night.

01

The budget

Sal klita amounts, what's free, and the costs nobody warns you about.

Cost of aliyah
02

The shipping

Lift or container, customs exemptions, and how to compare quotes.

Get 3 quotes
03

The bank account

Which bank actually helps in English โ€” and the oleh fee waiver to ask for.

Banking guide
04

The phone

Carriers compared on price and English support, plus eSIM options.

Phone plans
05

The health fund

Maccabi, Clalit, Meuhedet or Leumit โ€” what Anglos in your city choose.

Compare kupot
06

The mortgage

LTV rules for olim and foreigners, current rates, and the tracks explained.

Mortgage guide
07

The apartment

Purchase tax by buyer type, closing costs, and the buying process.

Property guide
08

The money moves

Transferring large sums without losing thousands on the spread.

Compare options
"We built OlimGuide because when we made aliyah, every answer lived in a 2014 forum post, a WhatsApp rumor, or a company trying to sell us something. Someone had to just publish the numbers."
โ€” The OlimGuide team, olim since day one
Arriving at Ben Gurion airport
Jerusalem stone street
Israeli shuk market stall

The move is real. So are the numbers โ€” let's plan both.

The mortgage calculator olim actually needed

USD or shekels. Olim purchase-tax rates built in. Your max loan, monthly payment, and total cash to close โ€” in ten seconds.

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The guides

Read what's relevant this week

Mortgage

Israel Mortgage Rates Today (July 2026): Current Mashkanta Rates for Olim & Foreign Buyers

Bank of Israel prime is 3.5% after the July 2026 cut. Current mashkanta tracks: fixed 5.3-6.1%, CPI-linked 4.5-5.2%, prime-linked 4.5-5.0%.…

Updated Jul 2026
Aliyah

Sal Klita Amounts 2026: Exactly What New Olim Receive (Month by Month)

A single oleh receives ~NIS 20,491; a couple ~NIS 39,065; a family with 2 kids ~NIS 61,000. How it's paid,…

Updated Jul 2026
Aliyah

Best Cities for Olim in Israel (2026): Where English Speakers Actually Land

Jerusalem, RBS, Modiin, Ra'anana, Tel Aviv, Netanya, Haifa, Beer Sheva - Anglo community strength, real rent ranges, and job markets…

Updated Jul 2026
Aliyah

Aliyah Checklist & Timeline (2026): Every Step from Decision to Landing

The full 12-month aliyah sequence: documents and apostilles, shipping, insurance bridge, landing week, and your first 3 months - with…

Updated Jul 2026
Uncategorized

Hello world!

Welcome to WordPress. This is your first post. Edit or delete it, then start writing!

Updated Jul 2026
Aliyah

Cost of Aliyah 2026: Real Budget, Sal Klita Amounts & Sample Plans

A single oleh gets ~NIS 20,491 sal klita; a couple ~NIS 39,065. Full 2026 aliyah budget: what's free, real out-of-pocket…

Updated Jul 2026
Mortgage

Israel Mortgage Calculator: Free Tool + 2026 Rates & LTV Rules for Olim

Calculate your Israeli mortgage in USD or NIS. Bank of Israel LTV caps (75% olim, ~50% foreign), July 2026 rates…

Updated Jul 2026
Property

Buying Property in Israel as a Foreigner: 2026 Step-by-Step Guide

Foreign buyers pay 8% purchase tax; eligible olim pay 0% up to NIS 1,978,745 then 0.5%. Full 2026 guide: closing…

Updated Jul 2026

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Tell us what you need โ€” mortgage, property, insurance, moving, or taxes โ€” and we connect you with a vetted English-speaking professional in Israel. Free, no obligation.

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