Disclaimer

Last updated: July 25, 2026

Information Only — Not Advice

aliyahhq.com/ ("AliyahHQ", "we") is an independent informational website. Everything published on this site — including articles, guides, comparison tables, rate pages, and calculators — is general information for educational purposes only. Nothing on this site is, or should be treated as, financial advice, investment advice, mortgage advice, insurance advice, tax advice, legal advice, or immigration advice.

We Are Not Licensed Advisors

AliyahHQ and its operators are not licensed investment advisors, mortgage consultants, insurance agents or brokers, real-estate brokers, attorneys, or accountants — in Israel or in any other country. We do not provide personalized recommendations, we do not analyze your individual financial situation, and we do not act for you in any transaction. Before making any financial, legal, tax, property, insurance, or immigration decision, consult a professional who is licensed in the relevant field and jurisdiction.

Calculators Are Estimates Only

Our calculators (including the Aliyah Cost Calculator and the Israel Mortgage Calculator) produce rough, simplified estimates based on the numbers you enter and on publicly available data. They do not constitute an offer, a quote, or advice. Actual mortgage terms, interest rates, purchase-tax liability, benefit amounts, and costs are set by banks, government bodies, and other providers based on your individual circumstances, and will differ from any calculator output. Never rely on a calculator result to make a decision.

Accuracy and Currency of Information

Israeli rates, benefits (including sal klita amounts), tax rules, and regulations change frequently. We date our pages and update them in good faith, but we make no representation or warranty that any information is accurate, complete, or current. The only authoritative sources are the official bodies themselves — including the Ministry of Aliyah and Integration, the Bank of Israel, the Israel Tax Authority, the health funds, and the banks. If our content conflicts with official information, the official information governs.

Independence

AliyahHQ is a private, independent website. We are not affiliated with, endorsed by, or acting on behalf of the Government of Israel, the Ministry of Aliyah and Integration, the Jewish Agency for Israel, Nefesh B’Nefesh, or any bank, health fund, or government body mentioned on this site.

Referrals and Third Parties

On request, we may point readers to third-party service providers (such as mortgage brokers, movers, or insurance agents). AliyahHQ is free to use, and how the site is supported is described in our Site Disclosure. Any professional we refer you to is responsible for their own advice and services; we are not a party to, and accept no responsibility for, any engagement between you and them. Verify any professional’s license directly with the relevant Israeli regulator before engaging them.

Limitation of Liability

To the maximum extent permitted by law, AliyahHQ and its operators shall not be liable for any loss or damage of any kind arising from use of, or reliance on, this site, its calculators, or any linked third-party content or service. Your use of this site is at your own risk and subject to our Terms of Use.